By implementing a well-managed commercial card program, you can improve cash flow monitoring, gain greater control and visibility over spending, and streamline expense management processes. Our commercial cards offer solutions for procurement, travel, and general operating expense needs while providing your business with both hard and soft dollar savings.
For more information about our Commercial Card Solutions, please contact a Treasury Services Sales Specialist.
Thanks to our innovative and easy-to-use technology, our team of payment experts can design commercial card solutions that provide more sophisticated tracking of your expenditures. We can also implement advanced cardholder controls to ensure alignment with your company goals and policies, while providing convenient tools for your employees. For a complete list of our commercial card benefits, click here.
Insurance products are:
|NOT DEPOSITS OF THE BANK OR AN AFFILIATE OF THE BANK||NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY||NOT GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK|
Our secure Web-based module and tools provide you with the controls you need to effectively manage your commercial card program.
Issue & Control
|Issue and close cards||Apply spending restrictions to individual cardholders||Modify card information, including limits, in real time|
Purchases & Payments
|Online access to when and where card spending is occurring||View authorizations and declines in real time||Make same-day payments|
Review & Reports
|Reports card usage by employee and merchant||Review transactions and download statements||Download transaction information in multiple formats|
You have employees using company credit cards for a variety of reasons – business travel, procurement, and payments. Our online card management programs help you manage and control how your cards are being used and details transaction information in a variety of reports and file formats.
Frequently used reports include:
Drive comprehensive visibility and oversight into spending to help your company streamline and automate the expense reporting and approval process.
Benefits of Online Automated Expense Reporting:
Spend less time processing payments by leveraging your Purchasing Card and Payer Direct Hub to help expedite vendor payments. Simply upload your payment instructions and pay your suppliers immediately. Real-time payments and reporting provide necessary controls and help achieve optimal cash flow and working capital benefits.
Suppliers enjoy the convenience of payments being directly deposited to their bank account along with an electronic notification of the deposit.
*A complete description of these benefits including any limitations and applicable third party fees will be provided at the time the card is issued.