|
Checking
Hancock
Bank (Mississippi)
|
Free
Business Checking |
|
Business
Interest Checking* |
Commercial
Money Market Investment Account |
Business
Relationship Rewards Money Market Account * |
| Minimum
Balance to Avoid Service Charge |
$0
|
$5,000
average collected balance
|
$1,500
|
$2,500
|
$10,000 |
| Average
Collected Balance to Earn Interest |
N/A
|
N/A
|
$1,000
|
$1
|
$2,500 |
| VISA®
Check Card |
|
|
No
|
No
|
No |
| Minimum
Deposit to Open |
$50
|
$100
|
$1,500
|
$2,500
|
$10,000 |
|
Monthly Service Charge |
$0
|
$8
|
$8
|
$10
|
$15 |
| Item
Fees |
$0.50
each additional over 150 combined items per month
|
$0.30
each additional over 250 combined items per month
|
$0.20
each additional over 20 combined items per month
|
$5
assessed for each withdrawal over six (6) per month.
|
$0.50
each additional over 100 combined deposited items per month $20 assessed
for each withdrawl over six (6) per month. |
| Items |
Combined
items - debits, checks written, credits, deposited checks, deposit
tickets, and ACH transactions |
Combined
items - debits, checks written, credits, deposited checks, deposit
tickets, and ACH transactions |
Combined
items - debits, checks written, credits, deposited checks, deposit
tickets, and ACH transactions |
Transaction
items - debits, checks and ACH withdrawals. |
Combined
deposited items -credits, deposited checks, deposit tickets, and ACH
transactions. Transaction items - debits, checks, and ACH withdrawals. |
| Cash
Management Services |
Yes
- Limited
|
Yes
- Limited
|
Yes
- Limited
|
Yes
- Limited
|
Yes
- Limited |
| HandyCall®
Access |
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
| HandyNet®
Access |
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
| Monthly
Statement |
Image
|
Image
|
Image
|
Image
|
Image |
| Other
Benefits |
No
monthly maintenance.
|
No
transaction fees up to a specific limit.
|
Earn
competitive interest
|
Earn
competitive interest
|
Earn
premium interest rates on higher balances. |
| *
The Business Relationship Rewards Money Market account is restricted
to Hancock Bank customers. Business Resource Checking or Commercial
Checking account required. |
- All
checking accounts subject to credit approval.
- Monthly
maintenance fees will be assessed to checking accounts that do
not maintain minimum balance requirements.
- Items
consist of checks, debits, credits, deposit tickets, and deposited
items.
- Transaction
fees apply regardless of account balance.
- Other
Fees may apply. Refer to the Business Services Information Disclosure
- Schedule of Fees, available at any Hancock Bank branch, for
further information.
- Federal
regulations require that market accounts be converted to a non-interest
bearing checking account if third-party withdrawal transaction
limits are exceeded. This would apply to checks or automatic transactions
where a third party receives funds from your account. Teller transactions
through the branch are not limited under this regulatory requirement
|
|
|
