Business Checking Accounts

LA & TX Customers – Contact Customer Service for more information.
Business Checking
VIEW DETAILS
Free Business Checking
VIEW DETAILS
GET STARTED Call Us 1-800-448-8812 | Find a Location
Ideal For
Growing and established businesses looking to manage cash flow and daily operations more efficiently. Includes many free and discounted services.
Basic banking services for small businesses with low average balances and monthly transactions.
VISA® Business Debit Card
Platinum

Standard

Overdraft Protection
Linked to deposit account or Business Line of Credit
Linked to deposit account or Business Line of Credit
Free Personal Online Banking & Online Statements
Free Business Online Banking & Online Statements
Bill Pay
Free up to 25 items per month;
each additional item $0.40.
$9.95 per month up to 25 items;
each additional item $0.40.
Pay bills from and transfer funds between business and personal accounts online
View business and personal accounts
Grant CPAs and other key users online access to your accounts
Free Bank at Work
Telephone Banking
Free Items per Month
300 combined 150 combined
Cost per item over monthly limit
$0.40 $0.75
Debit card transactions do not count against item limits
Monthly Service Fee
$12

$0

Monthly Service Fee Waiver
Waived for the first 90 days and thereafter with a $5,000 minimum daily balance
Cash Deposited
$10,000 Free - $0.13 per $100 above $10,000
$5,000 Free - $0.13 per $100 above $5,000
Other services available, priced separately
Merchant Services with Next-Day Funding

Remote Deposit

Business Line of Credit (BLOC)

Payroll Card

Electronic Tax Payments

Direct Deposit to Employee Accounts
Still looking for the right fit? Explore our other Business Checking Account options.
GET STARTED Call Us 1-800-448-8812 | Find a Location

Standard credit criteria apply. Some services may require additional authorization and access agreements. Full terms and conditions will be made available during enrollment. 

Business Checking – Minimum opening deposit required. Maintenance fee is waived the first 90 days from account opening. After 90 days, no monthly maintenance fee with minimum daily collected balance of $5,000. No transaction fees for the first 500 combined items per month. Each additional item $0.40 each. 

Visa Limits – There may be a surcharge at ATMs housed in locations not owned by Hancock Bank or non-Hancock Bank owned ATMs. If a surcharge applies, a message will appear on the ATM screen to notify you.

Free Business Checking – $9.95 monthly Bill Pay service charge is waived with an active debit card and Online Statements. 

Direct Deposit of Payroll – Scheduled payment for cut-off times, vendor options, product and service requirements may vary based on product. The monthly fee covers the first 25 employee payments each month. Additional payments are subject to a fee of $1.00 each. 

Automated Tax Payments – Scheduled payment cut-off times, vendor options, product and service requirements may vary based on product. The monthly fee for Automated Tax Payments covers payments to eligible taxing entities. 

QuickBooks/Quicken – QuickBooks and Quicken are registered trademarks of Intuit, Inc. Microsoft is a registered trademark of Microsoft Corporation in the United States and/or other countries.