Home Equity Loans & Lines

Whether you want to create your dream kitchen, or pay off debts, the equity you have built in your home can provide you with possible tax-saving financing solutions. Let a Hancock Banker help show you the way.

Home Equity Line

If flexibility is your priority, then a credit line is your best option. This powerful financial tool is ready when you are with fast and easy access to the cash you need at a rate you can afford.

Ongoing accessibility: Access available funds now and in the future to pay for home improvements, education expenses, and other recurring needs without reapplying.

Flexibility: Adapt to changing interest rates without refinancing, simply convert all or part of your balance into a fixed-rate for predictable monthly payments.

Potential tax benefits: Unlike personal loans or credit cards, the interest on your home equity line may be fully tax deductible. Consult your tax advisor for details.

• No closing costs for loans $250,000 or less*
• Borrow up to 90% loan-to-value in MS and 80% in AL,FL
• Convenient access in person or by check
• Link to your Hancock personal checking account for overdraft protection*

Fixed Rate Home Equity Loan

The perfect solution for a purchase you've been planning or to consolidate high-interest debt. Lock in a low rate and get a fixed, predictable payment.

• No closing costs for loans $250,000 or less*
• Borrow up to 90% loan-to-value in MS and 80% in AL,FL
• Fixed-rate terms and equal payments
• Interest may be fully tax deductible. Consult your tax advisor.

Easy Online Application.

Contact Us

Visit an office near you

Our bankers are registered Mortgage Loan Originators and ready to assist you with all your borrowing needs.
To acquire your Banker's unique identifier (MLO ID), please call 1-800-448-8812 or view Safe Act Registry.

Normal credit qualification apply. Information subject to change without notice.
*For loan amount of $10,000 or more, Hancock will pay all closing costs on loans and lines up to $250,000 and up to $500 in closing costs for loans and lines over $250,000. Waived costs exclude: AL-Mortgage Recording Tax, FL- Documentation Stamp Tax and Intangibile Tax.