e-Banking and e-Banking PLUS Comparison

Whether it’s e-Banking or e-Banking PLUS, we provide options to help you manage your money online.

	e-Banking	e-Banking PLUS
e-Banking Authentication	OnGuard Security Prompts user to answer basic security ID questions before granting access.	Optional Secure Access Card Enhanced level of security
Enhanced level of Internet security with Trusteer Rapport*
Mobile Banking (Web) — Text/Web Browser or Downloadable Version	Included with no requirement	Included with no requirement
e-Pay	$4.95/month.** Waived if your designated billing account is enrolled in e-Statements and has an active Visa® debit card.	Included with no requirement
External Transfers to your accounts at other financial institutions	$3 per transaction	3 included per month, $1 each additional
Monthly Service Charge	None	$5.95/month or included with MyAffinity, Treasury and Elite Checking accounts.

How to enroll:

Already enrolled in e-Banking and want to sign up for e-Banking PLUS? It's simple— just follow these four easy steps:

1. Sign-on to e-Banking
2. Select the e-Banking Preferences tab
3. Click on the e-Banking Plans tab
4. Select the e-Banking PLUS plan and, if applicable, complete the billing account information

Not enrolled in e-Banking yet and want to sign up for e-Banking PLUS? Then, click here to get started.

e-Banking and e-Banking PLUS both offer:

24-hour access to your personal account

• Access to view detailed account activity, including balances, transaction history, pending transactions,
  and more
• Ability to transfer funds anytime

Security

• Trusteer Rapport

e-Statements

• Faster, more secure and less paper to file
• Can be downloaded, and saved to your computer or disk, or archived online up to 84 months

Ability to move funds

• No-fee transfers to Hancock Bank accounts
• Schedule and send electronic payments with e-Pay
• Schedule payments in advance—up to one year!
• Set up recurring payments to be made automatically at the frequency you specify

Easy Money Management Solutions

• Manage your money easily by exporting your account information to Quicken® or Quickbooks®
• Set up notifications to be sent to your e-mail address about account balances, when specific checks clear, and when deposits are processed

*Free service to all e-Banking or e-Banking PLUS customers who download Rapport.
* e-Pay is free for all e-Banking users whose primary e-Pay account has an active debit card and e-Statement. Otherwise, e-Pay is $4.95 per month. e-Pay is included with MyAffinity, Treasury and Elite checking.