Personal Checking Accounts

LA & TX Customers – Contact Customer Service for more information.
Simply
Checking
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Classic 50 Gold
Checking

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MyAffinity Checking
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Treasury
Checking
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Elite
Checking
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GET STARTED Call Us 1-800-448-8812 | Find a Location
Ideal For
Customers wanting the value and convenience of a traditional checking account.
Customers age 50 or better who want an interest bearing checking account with additional benefits such as medical, travel and retail discounts; free custom wallet checks; and accidental death insurance.
Customers who prefer a value added account including the following at no additional cost: enhanced Online Banking and mobile banking services; retail, medical, and travel discounts; premium identity theft insurance with credit monitoring; and many more.
Customers wanting to earn more interest on higher balances, as well as many other exciting benefits, including enhanced Online Banking services, a special Treasury Debit Card with higher daily limits, premium identity theft insurance with credit monitoring and much more.
Customers who want all of the benefits of a Treasury Checking account plus rebated wire transfer fees and maximum interest rate earnings with the ability to automatically sweep excess funds into their Relationship Rewards Money Market Account.
Minimum Deposit to Open
$50 $100 $100 $100 $100
Interest Bearing
Service Charge
$7.50 $8 $10 $18 $25
Minimum Daily Balance to Waive Monthly Service Charge
$250 $500 $1,000 $7,500 $25,000
Combined Balances to Waive Service Charge (excludes CD, IRA, mortgage, and Credit Card balances)
$5,000 $10,000
Debit Card
Standard Standard Premium Treasury Elite
Free Cash Withdrawals at Hancock and Whitney Bank ATMs
Fees for Cash Withdrawals Refunded at all Other ATMs
Free Online Banking
Enhanced Online Banking Services
$5.95/month $5.95/month
Bill Pay
$4.95/month** $4.95/month**
External Account to Account Transfers
$3 per transaction $3 per transaction 3 free per month, $1 each additional 3 free per month, $1 each additional 3 free per month, $1 each additional
Online Statements
Mobile Banking***
Identity Theft Insurance (including credit monitoring)
GET STARTED Call Us 1-800-448-8812 | Find a Location

 Accounts are subject to credit approval. Consult with a Hancock Bank associate or refer to your Deposit Agreement and Truth In Savings disclosure for information regarding specific products.

*Certain terms and conditions and exclusions apply. Please refer to your Guide to Benefits for further details.
** Bill Pay is free for all Online Banking users whose primary Bill Pay account has an active debit card and Online Statements. Otherwise, Bill Pay is $4.95 per month. Bill Pay is included with Treasury, MyAffinity and Elite Checking.

*** Check with your mobile provider regarding message and data rates that may apply.           
† Hancock Investment Services, Inc. is a registered broker/dealer, member FINRA/SIPC and a wholly owned subsidiary of Hancock Bank. The investments offered by H.I.S., Inc. are:

NOT A DEPOSIT.

NOT FDIC INSURED.

NO BANK GUARANTEE.

MAY GO DOWN IN VALUE.

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.