Trust and Asset Management

Trust & Asset Management

NOT A DEPOSIT.

NOT FDIC INSURED.

NO BANK GUARANTEE.

MAY GO DOWN IN VALUE.

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

 
 

As the investment and fiduciary services arm of Hancock Bank, the Trust & Asset Management Group serves the financial needs of affluent individuals, families and institutions throughout Mississippi, Louisiana, Texas, Alabama and Florida.

With over $12 billion in assets and offices throughout the Gulf South Region, our Trust & Asset Management Group offers a wide range of services to meet the needs of all our customers.

Trust and Estate Services
Investment Management Services
Institutional Investment Management
Agency and Custodial Services
Retirement Plan Services
Corporate Trust Services

*Investments made in Trust accounts are not deposits or obligations of, or guaranteed by, Hancock Bank, and are not insured by the FDIC or any government agency.

Trust and Estate Services

In today's financial world, individuals need skilled advisers who can steer them through the intricate maze of tax issues, investments, insurance, and estate planning. This is a necessity for those who wish to maximize wealth over their lifetime and build a legacy to pass on to their heirs.

Retaining a firm that can offer comprehensive and coordinated financial services is an important step in this process. This is why families have turned to us for help. In addition to investment management, there are many other services to consider. And depending on your situation, a Hancock Bank Trust & Asset Management advisor may recommend one or more of the following arrangements:

  • A Revocable Living Trust can help you manage your wealth during your lifetime and can provide care for you should you become incapacitated
  • A Trust Under Your Will allows a trustee to manage your wealth and provide benefits, as you direct, to your spouse and heirs
  • A Charitable Trust lets you to make gifts to charities that are important to you, while generating significant tax savings and providing current benefits to you and your family
  • Estate Settlement – by acting as executor of your will, we can navigate the complex steps necessary to administer your estate, preserve your assets and distribute them according to your wishes

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Investment Management Services

Proper management of your investments over time can mean the difference between a comfortable retirement and just getting by. At Hancock Bank, our Trust & Asset Management Group provides customers with sound financial solutions.

Our investment managers invest according to a proven and disciplined investment process. We will not chase the latest fads or 'hot investments.' We manage volatility through asset allocation and invest in securities with high financial quality and trading liquidity. We manage risk through portfolio diversification.

Our goal is to produce long-term financial well being without exposing your capital to excessive risk. We use high quality financial instruments in portfolio construction to create a comprehensive investment program based on your needs and objectives. We purchase securities that possess the greatest relative value and make asset allocation decisions designed to produce the best long-term, risk-adjusted results.

Careful thought and consideration go into each investment choice. The quality service we provide differentiates us from other institutions. As an investor, you can be confident that Hancock Bank'sTrust & Asset Management Group is looking out for you.

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Institutional Investment Management Services

Hancock Bank's Trust & Asset Management Group offers a wide range of financial services designed to help our institutional clients manage their assets prudently and effectively. Our institutional investment services include:

  • Equity and Fixed Income Investment Management
  • Custody Services
  • Escrow Services
  • Comprehensive Corporate Trust Services
  • Employee Benefits and Retirement Services

Our commitment to service, our experienced personnel, and our top quality systems make us one of the region's premier providers of institutional services. Our commitment to the highest standards of performance, integrity, and quality is an integral part of what we offer.

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Agency and Custodial Services

Hancock Bank has the systems and personnel to provide comprehensive administration for agency and custodial accounts. In addition to having the right people in the right places, the bank has the right technology to support these relationships. With a state-of-the-art trust accounting system, processing activities are performed accurately. Timely information is always readily available.

As Agent and Custodian, the Bank will facilitate the processing and servicing of your securities to meet your needs. Ongoing services can include:

  • Trade settlement
  • Maturity and call processing
  • Dividend and interest collection
  • Cash management money market funds
  • Voting or referring proxies
  • Receipts and distributions upon request
  • Standard and specialized reporting
  • Administrative expertise

The professional staff at Hancock Bank has had extensive experience with a wide spectrum of Agency and Custodial relationships. We can assist clients and professional advisors with custom-designed services to meet your needs.

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Employee Retirement Plans

Most nonprofit organizations today have found that in order to be competitive with for-profit companies in attracting and retaining top employees, they must offer retirement benefits. Hancock Bank can help you set up a retirement plan that fits your budget and meets the needs of your organization and employees.

Retirement Plans

We offer a variety of retirement plans, including:

  • 403(b) plans
  • 457 plans
  • 401(k) plans
  • Profit sharing plans
  • Defined benefit plans


Retirement Plan Benefits:

The flexibility to custom design a plan to meet your specific needs or provide a low-cost prototype plan if your needs are more general.

  • Easy plan administration with Hancock Bank serving as Trustee.
  • Customized educational programs and enrollment materials to help you maximize plan participation.
  • An experienced team of retirement plan professionals and investment managers.
  • A wide choice of mutual funds and fund families from which you and your employees can choose.
  • Employee access to different types of media (telephone, Internet, hard copy) for account information, transactions and planning.
  • Flexible fee structures and arrangements.

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Institutional Investment Management

Investment ManagementOur group of Institutional Investment Managers offers a wide range of financial services designed to help our institutional clients manage their assets prudently and effectively. Our investment services include Equity Investment Management, Fixed-Income Investment Management and Custody Services.

We currently have $5 billion in assets under administration for clients including:

  • Nonprofit organizations
  • State and local governments
  • Corporations
  • Unions
  • Insurance companies
  • Educational institutions
  • Health care institutions

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