Important Information and Legal Notices
Effective Date: February 11, 2012
You are currently viewing hancockbank.com web page or a page of a related website belonging to Hancock Bank (the “Website”). Hancock Bank maintains this Website for itself, certain of its subsidiary companies, including, but not limited to, Hancock Investment Services, Inc. and Hancock Insurance Agency, Inc., and its parent company, Hancock Holding Company. Individually and collectively, Hancock Bank, these subsidiaries, and its parent are sometimes referred to herein as "Hancock.”
If you are enrolled in Hancock Bank Online Banking or Hancock Bank Business Online Banking:
- Your use of the Online Banking Services is governed by our Online Banking Agreement or Business Online Banking Agreement and related addendums (collectively, the “Online Banking Agreements”), and
Hancock reserves the right to modify or terminate the Services and the Website or to terminate your access to the Services and Website, in whole or in part, at any time.
Intellectual Property Notices – Copyrights, Trademarks, and Restrictions on Use
All of the pages and screens on the Website are owned and controlled by Hancock, except as otherwise expressly stated, and are protected by U.S. copyright laws. The copyrighted materials on the Website include, but are not limited to, the text, design, software, images, graphics, source code, and the content on this Site. You are authorized to view the information available on the Website for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Website for any commercial or public purpose without Hancock's prior written consent.
Hancock Bank® the Hancock Bank “lighthouse” symbol and design are federally registered trademarks owned by Hancock. Other featured words used on the Website to identify the source of goods and services are trademarks and service marks owned by Hancock or owned by third parties. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Website except as authorized in this paragraph. You may not use any of the Hancock trademarks as a link to the Website except pursuant to a written trademark license agreement.
Links To Other Websites
Web Content and Materials
Not all of the Services are available in all geographic areas. You may not be eligible for all the Services described on this Website. Your eligibility for particular Services is subject to our final determination and acceptance. Hancock may discontinue or make changes in the Services at any time. Any dated information is published as of its date only. Hancock reserves the right to terminate or change any or all web offerings without prior notice to you.
HANCOCK OR ITS SUPPLIERS MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION OR SERVICES DESCRIBED HEREIN AT ANY TIME. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND HANCOCK DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH INFORMATION. HANCOCK RESERVES THE RIGHT TO TERMINATE ANY OR ALL WEB OFFERINGS WITHOUT PRIOR NOTICE TO THE USER. FURTHERMORE, BY OFFERING INFORMATION OR SERVICES VIA THIS WEBSITE, NO SOLICITATION IS MADE BY HANCOCK TO ANY PERSON TO USE SUCH INFORMATION OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF SUCH INFORMATION OR SERVICES IS PROHIBITED BY LAW.
Communications Via This Website
Except where expressly indicated otherwise, transmissions to and from this Website or otherwise directed to Hancock, including e-mails, are not sent in a secure form and can be intercepted by third parties and may not ultimately be received by the appropriate Hancock representatives. Please do not use e-mail to send us communications which contain confidential information (except by securing messaging in Hancock Bank Online Banking or Business Online Banking) or email us information that we otherwise require to be in writing or regarding matters that needs immediate attention. In such circumstances, rather than email, please call us at one of the numbers provided in the “Contact Us” tab of this Website. Any transmission to this Website, including emails, shall be deemed and remain the property of Hancock. Hancock shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques that you provide to us through this Website or through Hancock Bank Online Banking or Business Online Banking.
Securities Law and Other Disclosures
The information herein is not an offer to sell, or to solicit an offer to purchase any securities by anyone in any jurisdiction in which such offer or solicitation is not authorized, or in which Hancock or the person making such an offer is not qualified to do so, or to anyone to whom it is unlawful to make such an offer or solicitation, or to anyone in any jurisdiction outside of the United States.
Investment products and services, including, but not limited to securities (including mutual funds) and annuities, are (i) not bank deposits and are not FDIC insured, (ii) not obligations of or guaranteed by Hancock and (iii) products that involve investment risks, including the possible loss of the principal amount invested.
Disclaimer; No Warranty; Limitation of Liability
THE SERVICES ARE OFFERED ON AN "AS IS," "WHERE IS" AND "WHERE AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND-WHETHER EXPRESS, IMPLIED OR STATUTORY-INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DOES NOT AFFECT THOSE WARRANTIES WHICH ARE INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT, IF ANY.
YOU ACKNOWLEDGE THAT NEITHER HANCOCK NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE WEBSITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE WEBSITE. HANCOCK DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES. (THIS DOES NOT AFFECT ANY MANUFACTURER'S WARRANTIES THAT THE PROVIDERS OF THE LINKED SITES OTHERWISE OFFER.) YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.
EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT HANCOCK IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE WEBSITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, HANCOCK WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY INDIRECT, INCIDENTIAL, SPECIAL OR CONSEQUENTIAL, PUNITIVE DAMAGES ARISING IN ANY WAY OUT OF THE USE OF THIS WEBSITE AND SERVICES, THE INSTALLATION OR USE OF ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM; EVEN IF HANCOCK IS AWARE OF THE POSSIBILITY OF ANY SUCH DAMAGES.
Governing Law and Venue
Hancock Bank, a banking corporation chartered under the laws of the State of Mississippi, maintains this Website for itself and for certain Affiliates. Accordingly, your general use of this Website is subject to the terms and conditions herein which shall be interpreted according to Mississippi law, without regard to its conflict of law provisions, and to the laws of the United States. You further agree that disputes arising from the use of this Website shall be exclusively subject to the jurisdiction of the appropriate state or federal courts in the First Judicial District of Harrison County, Mississippi. However, your use of the Online Banking Services shall be subject to the terms and conditions in those Online Banking Services agreements and addendums that you have accepted as a condition of gaining access and using such Online Banking Services.