Hancock Bank


	I’d like to share some information with you about today’s economic challenges and our responses. For 110 years, Hancock Bank has helped families and businesses achieve financial goals and dreams. We’ve safeguarded our customers’ assets while we’ve worked hard to maintain a strong capital base. That’s why we said, “No thank you to bailout funds.” Not only do bailout funds go against our values and history of self-reliance, they come from your hard-earned tax dollars. To learn more about how we can put our strength to work for your family or your business during these economic times, I invite you to talk to a Hancock Banker today.

	Rely on us to keep your money safe Hancock Bank is an FDIC-insured institution. In 2008, the standard maximum deposit insurance amount per depositor was increased from $100,000 to $250,000 per depositor. That increase was temporary through December 31, 2009. But on May 20, 2009, the Helping Families Save Their Homes Act ("Act") extended the effective date of the temporary increase of $250,000 through December 31, 2013. The Act also states that the standard maximum deposit insurance amount per depositor will return to $100,000 on January 1, 2014, except for IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. To learn more about your coverage, and how to protect your deposits exceeding $250,000, talk to us today. Transactional Account Guaranty Program Participant Hancock Bank’s participation in this program provides customers with even more security through full deposit insurance coverage of non-interest bearing deposit transaction accounts, regardless of the dollar amount through June 30, 2010. Guaranteed coverage is in addition to and separate from that available under the FDIC’s general deposit rules.