Trade Finance

In today's global economy, a company's ability to compete and grow internationally is crucial. Our International Department has been facilitating trade for our clients for more than a century. With an extensive network of correspondent banking relationships, we have the expertise and contacts to help our customers compete successfully around the world.

 

Services for Importers

We offer a broad range of trade services to help importers bring goods into the United States. Whether you are preparing your first transaction, or you are an experienced trader, our Trade Finance Group can answer all your questions and advise you on the best trade solutions.  Services include the following:

Import Financing 
Our Trade Finance Group collaborates with commercial lenders and business bankers to provide customized financial packages to meet our customers’ international requirements for a variety of credit facilities; including accounts receivable financing, access to credit provided by foreign governments, and the issuance of letters of credit.



Services for Exporters

As an exporter you must consider the credit risk of your foreign buyer because it is not always possible to receive cash in advance for your goods. If you are selling outside of the United States, there are several payment options available to limit your financial risk and improve your cash flow, including the following:


Export Financing
  
Whether you need financing before starting a manufacturing process or after you’ve made the sale, our Trade Finance Group can help find the funds you need to export successfully.  We offer a host of short, medium and long term export financing programs through such federal agencies as the Export-Import Bank of the United States and the U.S. Small Business Administration, or private sector providers.

 

Foreign Direct Investment Assistance

With a strong network of professional firms and government agencies, we can provide unrivalled support to you in tackling the complex issues you face when investing beyond your home market. Let us help you be successful when you choose to invest in our market area.

Inward Assistance 
Our Trade Finance Group assists international companies in establishing or expanding their U.S. operations in our market area. There are significant differences in the typical balance sheet structure required in the U.S. and those that are normal in other parts of the world. We recognize these differences and are prepared to assist foreign companies through the adjustment process.
We specialize in providing comprehensive financing and banking packages for your venture, as well as its management. Whether you need working capital for your temporary cash flow needs or whether you need executive banking services for your local management, we can help by grouping together all of these services, as well as helping you access tax incentive programs provided by local governments. Our objective is to provide the financial assistance necessary to make your entry into our market as successful and efficient as possible.

Outward Assistance  
Utilizing our extensive network of correspondent banks, professional service firms, and governmental agencies, we can put together a team that will help you establish or expand your international operation overseas. We can also help you access various domestic and foreign incentive programs that may be especially attractive for your particular investment.