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Checking
Hancock Bank
(Mississippi)
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Relationship
Rewards Money Market Account * |
| Minimum
Balance to Avoid Service Charge |
N/A
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$1,500
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$2,500
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$10,000 |
| Average
Collected Balance to Earn Interest |
N/A
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$1,000
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$1
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$2,500 |
| Earnings
Credit to Offset Service Charge |
Yes
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No
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No
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No |
| VISA®
Check Card |
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No
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No
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No |
| Minimum
Deposit to Open |
$100
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$1,500
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$2,500
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$10,000 |
| Monthly
Service Charge |
$12
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$8
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$10
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$15 |
| Item
Fees |
Yes
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No
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$5
for each withdrawal over three (3) per month
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$0.50
each additional item over 100 combined deposited items and $20
for each withdrawal over three (3) per month. |
| Items |
Combined
items - debits, checks written, credits, deposited checks, deposit
tickets, and ACH transactions |
Combined
items - debits, checks written, credits, deposited checks, deposit
tickets, and ACH transactions |
Transaction
items - debits, checks and ACH withdrawals. |
Combined
deposited items -credits, deposited checks, deposit tickets,
and ACH transactions. Transaction items - debits, checks, and
ACH withdrawals. |
| Cash
Management Services |
Yes
- Full Service
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Yes
- Limited
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Yes
- Limited
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Yes
- Limited |
| Electronic Check
Recovery Services |
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No
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No
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No
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| HandyCall®
Access |
Yes
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Yes
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Yes
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Yes |
| HandyNet®
Access |
No
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Yes
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Yes
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Yes |
| Hancock
Net Solution |
Yes
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No
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No
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Yes |
| Monthly
Statement |
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| *
The Business Relationship Rewards Money Market account is restricted
to Hancock Bank customers. Business Resource Checking or Commercial
Checking account required. |
- All
checking accounts subject to credit approval.
- Monthly
maintenance fees will be assessed to checking accounts that
do not maintain minimum balance requirements.
- Items
consist of checks, debits, credits, deposit tickets, and
deposited items.
- Transaction
fees apply regardless of account balance.
- Electronic Check
Recovery Services offered through Cash Management Services.
- Other
Fees may apply. Refer to the Business Services Information
Disclosure - Schedule of Fees, available at any Hancock
Bank branch, for further information.
- Federal
regulations require that market accounts be converted to
a non-interest bearing checking account if third-party withdrawal
transaction limits are exceeded. This would apply to checks
or automatic transactions where a third party receives funds
from your account. Teller transactions through the branch
are not limited under this regulatory requirement.
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